Safe Money Specialists

Retirement Planning, Insurance and Medicare Specialists located in Albuquerque, NM.



Financial Advisor

Financial Planning

Whether planning for retirement, caring for a loved one, seeking guidance during transition or something else that life brings you, we provide a process and expert planning advice on how best to grow and preserve your assets. We have proprietary alliances with those in the insurance and financial services industry that individuals cannot access on their own. It is these resources that enable us to help our clients secure their finances and their future.

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Financial Advisor

Medicare Specialists


We provide hands on, expert advice to each and every client we serve in New Mexico and throughout the region. Navigating Medicare enrollment can be tiresome and costly. We work with insurance companies and our clients to find affordable coverage that suits the needs of each individual we serve.

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Financial Advisor

Social Security


Retirees need to make the most of every financial decision. Making the right decisions with your social security dollars and making sure you’re not contributing more than your fair share to Uncle Sam can improve your finances and your lifestyle.

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retirement planning

ENJOY Your Retirement Years

Let's get started on your journey to financial freedom 

Crystal Clear Consultants are safe money specialists located in Albuquerque, New Mexico. We are committed to providing resources, education and unbiased advice to our clients and our community. We take a holistic approach helping our clients define their financial goals and set ourselves apart by providing coaching, education, implementation and execution of a successful strategy. Whether our clients need insurance advice, retirement consultation, Social Security benefits advocacy or recommendations on preserving a nest egg for retirement, we are a partner to them in helping them attain security and financial freedom.

We offer a Complimentary Discovery Meeting to address each of our potential clients’ concerns, questions and goals. During this meeting we can get to know each other to determine if we are the right fit. It is our goal to be a resource and a partner in helping people achieve financial security. We provide our clients with a clear path so that they can focus on what matters most to them and those they love.


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A message from Co-Founder Kathi Reiger

"Finding solutions to my clients' financial challenges is the most gratifying work I can do."

Kathi Rieger, Co-Founder

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Advice from our Co-Founder.

"Planning ahead with a strategy that fits your needs and your budget is the only way to ensure a secure future."

Terri Huber, Co-Founder

12 NOV

Making Decisions About Life Insurance

We are mortal. That makes life insurance a little unique and interesting, doesn’t it? We purchase things like health insurance, car insurance and home insurance, then hope we never have a need to use them. Life insurance is different because it’s a widely accepted fact that, sooner or later, each one of us will die.

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24 OCT

Reducing the Risk of Outliving Your Money

What steps might help you sustain and grow your retirement savings? “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers. Retirees and pre-retirees alike share this anxiety. In a 2014 Wells Fargo/Gallup survey of more than 1,000 investors, 46% of respondents cited that very fear; 42% of the respondents to that poll were making $90,000 a year or more.

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Fun facts

Retirement Confidence

Just 22 percent of workers are very confident they will have enough money in retirement.

What Plan?

67 percent of people have no financial plan.

Health Insurance

Just one in six employers offers health insurance coverage to retirees.

Medicare Gaps

The average retiree can expect Medicare to pay for only 62% of healthcare expenses.